Subsidized Finance

Subsidized finance is a form of financing that involves the provision of funds by public or private entities to individuals who intend to undertake an economic activity. We talk about subsidized finance because the conditions are more advantageous than traditional financing.

Subsidized Finance: Who is it for?

Typically, subsidized finance is offered to businesses or individuals who have difficulty obtaining financing from banks or accessing conventional interest rate financing. Concessional finance may include lower interest rates, longer repayment periods, and financing guarantees. This type of financing is offered to support economic development and innovation , and can be used to finance capital projects, purchase equipment, train staff, and other business activities.

Consultants for subsidized finance for SMEs

Subsidized finance is a very useful tool for businesses, especially small ones , that do not have access to bank financing or cannot afford to take on a large amount of debt. Additionally, it can be a great opportunity for SMEs looking to expand or start new businesses.

Renovarum's subsidized finance services

Our subsidized finance services allow us to offer the client support and assistance in choosing the best sources of financing through the search for “Taylor made” opportunities such as calls for tenders and funds , of all levels and entities, both national and European ( EU Fundings ). Thanks to the use of databases and advanced technologies , our research activity allows us to find the most appropriate solutions both for the nature of the client's business and for the project in question.

The consultancy for subsidized finance is mainly based on the following points:

Preliminary analysis to identify the best solution

an assessment will be carried out on the characteristics of the interested party, in order to be able to identify all the available subsidized finance solutions

Check the requirements to obtain sources of financing

once the best solutions have been identified, compliance with the requirements necessary to obtain the funds will be verified

Dossier and documentation processing and Dossier Delivery

support in the preparation of project documents

Reporting of expenses incurred

and verification of compliance of activities carried out with what is defined in the project documents

Types of subsidized financing

Each of these tools can be used differently depending on the needs of the company.

Soft loans

The provision of funds by public or private entities at lower interest rates than those applied by banks. This type of financing can be used for the purchase of goods or services, starting a business or expanding an existing business.

Non-refundable grants

The provision of funds by public or private entities without any obligation to repay. This type of financing can be used to purchase goods or services, start a business, or expand an existing business.

Loan guarantees

The provision of funds by public or private entities to individuals who intend to undertake an economic activity. This type of financing can be used to purchase goods or services, start a business, or expand an existing business.

Tax relief

The provision of funds by public or private entities to individuals who intend to undertake an economic activity. This type of financing can be used to purchase goods or services, start a business, or expand an existing business.

Find out how the solutions of the Concessionary Finance can help the business. Contact a consultant!